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Auto Loan Calculator

Find the monthly payment and the true total cost of a new or used car.

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Most states tax the price after subtracting the trade-in. Tax and fees are rolled into the loan here.

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How to lower your car payment

A larger down payment and a shorter term cut total interest the most. Stretching a loan to 72 or 84 months lowers the monthly payment but often leaves you owing more than the car is worth for several years.

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