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Updated for 2026 tax year
Money math, done in seconds
Free calculators for the decisions that matter most: buying a home, paying off debt, understanding your paycheck and planning for retirement. Results update as you type, and nothing you enter leaves your browser.
Home & loans
Mortgage CalculatorMonthly payment with taxes, insurance, PMI and HOA, plus a full amortization schedule.Open calculatorHome Affordability CalculatorHow much house you can afford on your income, using the 28/36 rule lenders apply.Open calculatorAuto Loan CalculatorCar payment after trade-in, down payment and sales tax, with total interest.Open calculatorPersonal Loan CalculatorMonthly payment, total interest and the true APR after origination fees.Open calculatorCredit Card Payoff CalculatorHow long it takes to clear a balance, and the payment needed to be debt-free by a date.Open calculatorDebt-to-Income CalculatorThe DTI ratio lenders check before approving a mortgage or loan.Open calculator
Income & taxes
Paycheck CalculatorTake-home pay after 2026 federal income tax, Social Security, Medicare and state tax.Open calculatorSalary to Hourly CalculatorConvert any pay rate between hourly, daily, weekly, biweekly, monthly and yearly.Open calculator
Saving & retirement
401(k) CalculatorRetirement balance with employer match, salary growth and 2026 contribution limits.Open calculatorCompound Interest CalculatorHow savings grow with monthly deposits and different compounding schedules.Open calculatorSavings Goal CalculatorThe monthly amount you need to save to reach a target by a deadline.Open calculator
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Why use these calculators
Each tool uses the current IRS figures and standard loan formulas, shows every assumption, and breaks the result down so you can see where the money goes. They work on any phone or computer with no account and no tracking of your numbers.